What Is The Fearless Momma?

How you can instantly pocket a $250 commission within the next 72 hours? Even if you’ve never made a dime online. Yes, you found an opportunity sounds like this, but you wonder “What Is The Fearless Momma?” right?

If yes, you are in the right place. In this review, I am going to show you everything you need to know before you whip out credit cards purchasing it. Before we start exploring, I like to tell you something.

  1. I am no referring you to join The Fearless Momma to earn my commissions since it’s not my thing, so you won’t see me selling how good it is or requesting you to click a “BUY NOW” button.
  2. This review is my approach to examine whether it suits my budget or personality. I did my due diligence to write this review, and you are able to make your own decision by reading it to the end.
  3. Checking things online saves time and money, congratulations, your hard-earned money is now safe and secure.

Without further ado, let’s dive deep The Fearless Momma together.

Disclaimer: As the owner of Smileaffiliatesuccess.com, I have tracked down special deals for products, tools, and services mentioned herein. When you click my affiliate links on this page to make a purchase, I may get a small commission, and you will definitely get a great bargain. This is a win-win advantage for both of us.

What is The Fearless Momma?

-Summary of The Fearless Momma-

Product Name: The Fearless Momma
Founders: Tammy Montgomery
Product Type: Affiliate Marketing Business Opportunity
Price: $250 + upsells
Rating: 1 / 100
Recommend: No

The Fearless Momma was created by Tammy Montgomery, and it’s an affiliate marketing business opportunity that claims to make $250 in the next 72 hours after you join. I’ve reviewed 150+ business opportunities here on my website, so I know it’s hype when I see it.

After digging deep, I found The Fearless Momma is nothing but a pyramid scheme in disguise that only focuses on recruitment. I am not a big fan of recruitment, and this is not the kind of business I like to recommend for my readers. I don’t want you to take my words for it so let me provide you more evidence and proof below, and you can be the judges.

Inside The Fearless Momma

Once you hand over $250 to join this program, you get access to the members’ area. Here are the training modules bonuses that you are going to learn how to make money with Tammy.


  • Module 01: How to start from $0 and go to $100k+
  • Module 02: You can’t be serious? You really make that much!
  • Module 03: My magic transformation from the couch to 5k runs.
  • Module 04: The “New” office
  • Module 05: When the shit hits the fan
  • Module 06: If I had to start all over
  • Module 07: 5 keys that unlock big ticket sales

Once you finish the training modules, you will know the way to make money with The Fearless Momma is to promote this program to people to earn a $250 commission.


  • Bonus 01: How to make your 1st $250 in just 72 hours(Live Call)
  • Bonus 02: Can this simple(3) part equation really make you a millionaire?
  • Bonus 03: Amateur vs professional – who wins the pot of gold?
  • Bonus 04: How to leverage O.P.M to your favor
  • Bonus 05: How to travel the world, sleep in 5-star villas and (STILL) collect big, fat checks in the mail.

After going through all the bonuses, Tammy will introduce you Six Figure Empire(SFE) Program where she highly involves. There are other high ticket offers from SFE, such as $1000, $3000, and $5000 upsells.

Upsells From Six Figure Empire

You will find there are three upsells inside the members’ area: $1,000, $3,000, and $5,000.

Upsells provide an opportunity for high earning potential, but you will miss out on the commissions if you don’t buy these products yourself. Meaning you need to purchase those high ticket products first to qualify for the commission.

It’s good for people who are not short of budget in their pocket, but not for people like me.

How Does The Fearless Momma Work?

The process is simple as below:

  1. Pay $250 to join The Fearless Momma
  2. Complete the training modules & bonuses
  3. Promote this opportunity to others for a 100% commission
  4. Bonus Tip: Buy other high ticket products from Six Figure Empire for higher commissions.

Who Is The Fearless Momma For?

Tammy Montgomery and her affiliates who promote The Fearless Momma & Six Figure Empire. In my opinion, The Fearless Momma won’t take you any further than where you are right now. Instead, I would recommend the below options to meet your needs today.

  1. GPT sites: Turn your daily online activities into a few cents by completing online surveys, watching videos, or playing games.
  2. A Better & Legitimate Platform: My top#1 recommendation will guide you in the right direction to make money online through affiliate marketing.

Ugly Truth About The Fearless Momma

TOP#1 Pay To Play

To earn a commission from this program, you need to pay to play. Just like the $250 you pay to join The Fearless Momma, it’s the first cost you pay to qualify for the $250 commissions.

Therefore, $250 is just a start, and if you decide to go further to earn more from The Fearless Momma, you need to pay more. This is for sure.

TOP#2 A Pyramid In Disguise

According to WikiPedia, a pyramid scheme is “a business model that recruits members’ via a promise of payments or services for enrolling others into the scheme, rather than supplying investments or sale of products.”

Doesn’t this sound exactly like The Fearless Momma? What you got from the program is only the memberships to sell to people to get the 100% commission into your pocket, and there is no physical & digital product.

TOP#3 Focus On Recruitment

By now, you should know that to earn the most earning from Tammy, you need to spend lots of time and effort on recruitment.

It suits the kind of people who have a sales background and not afraid of meeting with strangers consistently & promoting this seemingly good business opportunity for commissions.

If you are like me, shy & introvert, The Fearless Momma isn’t the perfect one for you. I will show you mine in one minute. Read on to find out my alternative.

TOP#4 Upsells

The initial cost($250) to join The Fearless Momma isn’t the end, you hit the upsells immediately once you know there are higher earning potential from Six Figure Empire. It also means higher costs on the other hand.

Remember this is a “Pay To Play” model? So, if you want to make $1,000, how much do you need to spend first? Yes, you need to spend $1,000 to qualify for the $1,000 commission.

They will also convince you to buy the highest product just to grab the possibility of earning the most commission, so it’s highly possible that you spend more money that you can never make back.

If you regret and want to take your money back, sorry, there is no refund which brings us to my next point.

TOP#5 No Refund Policy!

Unlike many other making-money-online programs, Tammy doesn’t provide any sort of refund policy. This is directly from the website.

She mentioned that there is no refund on the $250 due to the 100% commission structure of this program as well as the intangible factor of our products. Of course, she is also not responsible for the upsells of Six Figure Empire.

If you do not agree to the no-refund policy, then please DO NOT enroll with The Fearless Momma at this time.

What I Liked About The Fearless Momma

TOP#1 The 100% Commission

I must admit that 100% commission you could get from this compensation structure is very nice. This is often seen in the multi-level marketing industry but rare in affiliate marketing.

Is The Fearless Momma A Scam?

I won’t call The Fearless Momma a scam, but I will call it as a Pyramid Scheme in Disguise. With a pay to play model, recruitment, upsells, and no refund policy, it’s impossible that I recommend The Fearless Momma to anyone who likes to make money online.

I like to build a website with quality content for my readers just like you are reading my review today. If you like my sharing, you would come back checking the latest updates or trying things I recommend here. In the long run, we will build trust and you will become my loyal fans/followers/customers.

The Process of Affiliate Marketing

To be 100% honest with you, the process does take some time to see positive results and it also requires hard work, patience, and persistence. The income won’t happen in the next 72 hours or fall on your lap overnight. If you feel super excited about my alternative to make money online, you are more than welcome to check it below.

Alternative Program(My Favorite)

I believe that you don’t need to join The Fearless Momma when you can get all affiliate marketing at a $49 membership fee per month. An alternative I do recommend is Wealthy Affiliate(WA).

  1. We don’t need you to pay to play, instead, we help you build your websites in less than one minute to promote things you have passion. You can literally promote anything you want on your website with full control on your side.
  2. Doing affiliate marketing is not like a pyramid scheme that only focuses on recruitment, what are we doing here on Wealthy Affiliate is to teach you how to build an online business to get what you want such as replacing your 9-5 jobs or escaping the rat race.
  3. Except for the domain name, there are no other costs you need to cover once you become a premium member.
  4. You get all the powerful features, training courses, one keyword research tool, and support you need to maintain the success of your online business. Wealthy Affiliate puts everything in one place, and it’s like an all-in-one platform for your online business.
  5. Wealthy Affiliate gives you a FREE trial without credit cards detail required. If you feel this is not your cup of tea after 7 days, you won’t lose a penny from your pocket. I am sure that you will LOVE WA as I did when I complete my training in the starter membership.

>>>Try Wealthy Affiliate Before Bed<<<

Wealthy Affiliate Income Proof

Here are some most active members’ from Wealthy Affiliate. Each of them did succeed in generating a sustainable income to replace their 9-5 jobs. You are more than welcome to check their stories HERE.

As of this writing, The Fearless Momma closes its virtual door and doesn’t accept new members anymore. If you are interested in Tammy’s making-money-online program, you can check with her new Secret List Hack program. I guess it’s the same trick under the new names.

I hope you enjoy this review and you are more than welcome to share ideas or leave your comments below. I will reply as soon as I can, thanks.


Matt is a 30ish guy who has a corporate job and chases the dream to become a digital nomad with a laptop lifestyle. He is passionate about making money online and will keep creating quality content to find his online success.

4 thoughts on “What Is The Fearless Momma?”

  1. Thanks for sharing about this scam. I hate people who created those type of get rich quick schemes. They just take advantage of people who don’t know any better. God bless you for creating product reviews like this one so we know which ones to avoid

    • Hi Delyana,

      Thanks for stopping by and leaving your feedback, and I agree with what you said that people should avoid this kind of get-rich-quick schemes and find the best one for them. Or, you might spend more money than you can ever make back.


  2. I’m an affiliate marketer myself and I always look for new and interesting products that I could take an advantage off to earn more income or just to learn a few new things to improve my existing business. That’s how I found out about the Fearless Momma.
    I have to say kudos for doing the research and exposing this one. I was suspicious after hearing those claims about making $100’s in a few days from now, and your review confirmed that my nose was right once again.
    I don’t know about you, but I couldn’t recommend something like this to my visitors. And those people who do things like this should be ashamed. Thanks again, mate! Keep up the great work!

    • Hi Ivan,

      Thanks for your honest feedback here, I think people should find a better platform to build their online business like this one, otherwise, they will get scammed by many wrong hands on the internet. I believe you know what I am talking about since you are also exploring the other possibility to make money online.

      Love to connect with someone who is likely-minded, which makes me motivated every single day. Thanks again.



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