What Is OPM Wealth?

You find a seemingly good program that might help you to generate passive online income streams, but you keep asking yourself, “What Is OPM Wealth?” If you land on my site to find the answer, you’ve come to the right place.

In my OPM wealth review, I will walk you through the whole thing with the below topics. I am sure those will help you make up your mind.

  • What Is OPM Wealth?
  • OPM Wealth Products
  • Who Is OPM Wealth For?
  • OPM Wealth Pros & Cons
  • Is OPM Wealth A Scam?

Let’s get started!

Disclaimer: As the owner of Smileaffiliatesuccess.com, I have tracked down special deals for products, tools, and services mentioned herein. When you click my affiliate links on this page to make a purchase, I may get a small commission, and you will definitely get a great bargain. This is a win-win advantage for both of us.

What is OPM Wealth?

-Summary of OPM Wealth-

Product Name: OPM Wealth
Founders: Stefan Dessalines
Product Type: Affiliate Marketing Program(Pyramid Scheme In Disguise)
Price: Free to join + upsells up to $27,500
Recommend: No

OPM Wealthy is an affiliate marketing program, but it’s actually a pyramid scheme in disguise. They encourage you to get a loan for the expensive membership products to qualify for commissions, and this is ridiculous!

Besides, they tell you that you can make six figures in less than 12 weeks, that it’s too good to be true & they probably are.

I’ve reviewed more than 400+ business opportunities on my website, so I know hype or misleading claims when I see them.

But, I don’t want you to take my words for it, so I will show you evidence & proof right below, and you can be the judges to make the final decision.

Inside OPM Wealth

First of all, OPM stands for “Other People’s Money.” You can register for OPM Wealthy for free, and you will get three intro videos designed to convince you to buy the membership products. Here is the breakdown of three free videos:

  • What Is It?
  • How It Works
  • How To Get Started
What Is OPM Wealth? - Members area

If you like it and want to get more, you need to make a phone call with the mentors.

But, they are not mentors but trained salespeople to convince you to purchase high-ticket upsells so that they can make money at your expense.

The Membership Products

Stefan names the membership products after ancient Greek gods. They are expensive membership products, and that’s why they encourage borrowing money from banks to purchase any of them & recruit people into the same system as you do.

  • Hermes $2,000
  • Apollo $5,000
  • Athena $8,500
  • Poseidon $14,500
  • Zeus $27,500

Besides the membership mentioned above, Stefan also provides you generic training about mindset, time management, and tips for financial freedom. You can check them below:

  • Digital Franchise
  • OPM = Other People’s Money
  • Great Credit
  • The Truth About Money
  • Time Management
  • Crypto Basics
  • Trading Cryptocurrency
  • Paradigm Shift
  • Power of Systems
  • Compensation
  • Laws of Life
  • Keep More Money
  • 7 Steps to Financial Freedom
  • 20 Rules of Money
  • The Power of Mindset
  • Financial Independence
What Is OPM Wealth? - Free Videos

How Does The System Work?

Once you purchase any membership products, you need to recruit people into the same system, which means you sell expensive membership products to them. In this case, pyramid scheme victims become promoters.

Your commission is based on your level, and you only earn commissions if your referrals purchase the same membership as yours. If your referral buys the higher products, you will earn nothing.

This is why the salespeople convince you to purchase the highest membership to be eligible for all potential commissions, but it’s $27,500 we are talking about here.

The Compensation Plan

Stefan designs the compensation plan as a two-tier system, 60% for the 1st tier & 10% for the 2nd.

Let me show you how much you can earn by promoting OPM Wealth. The commissions seem much, but are you able to sell any of them?

  • Hermes $2,000: you earn $1,200 from your direct referrals and $200 from the referrals of your direct referrals.
  • Apollo $5,000: you earn $3,000 from your direct referrals and $500 from the referrals of your direct referrals.
  • Athena $8,500: you earn $5,100 from your direct referrals and $850 from the referrals of your direct referrals.
  • Poseidon $14,500: you earn $8,700 from your direct referrals and $1,450 from the referrals of your direct referrals.
  • Zeus $27,500: you earn $16,500 from your direct referrals and $2,750 from the referrals of your direct referrals.

Who Is OPM Wealth For?

Only the founder and OPM affiliates sit on higher levels.

If you just started making money online, I suggest you find one legitimate platform to teach you how to start a blog to build an online business.

Among all the good options, Wealthy Affiliate is the best place to start for beginners, and it helps me generate passive income every month. Trust me, if I can do this, you can make it too.

Ugly Truth About OPM Wealth

TOP#1 A Pyramid Scheme In Disguise

Yes, OPM Wealthy is a pyramid scheme in disguise. According to Wikipedia, a pyramid scheme is a business model that recruits members via a promise of payments or services for enrolling others into the scheme, rather than supplying investments or sale of products.

It sounds just like OPM Wealth, right?

I doubt that generic training videos are just ways to mitigate the accusations. It reminds me of two notorious pyramid schemes in history. MOBE and Digital Altitude.

They were forced to shut down by FTC due to a fraudulent business model. People joined to purchase expensive membership products and cannot recoup the investment, let alone make profits.

It’s most likely that OPM Wealthy will fall on the same path as MOBE & Digital Altitude. One day, they will be forced to shut down, and your business will go offline too. Will you risk your business on something unstable and dangerous?

TOP#2 Other People’s Money

Stefan encourages borrowing money from the banks to purchase expensive membership products to make commissions. Can you believe that?

What if you borrow $27,500 to purchase the Zeus membership and cannot sell it to anyone? How are you going to pay back?

So, please always do your research online before purchasing any online business opportunities to keep you out of trouble.

TOP#3 No Testimonials

As of this writing, I cannot find anyone who makes money through OPM Wealth’s compensation plan. I checked the website and its Facebook page, but there was no positive proof.

Maybe…there was never someone who makes money with OPM Wealth since the money goes into the founder’s pocket, not yours.

What I Liked About OPM Wealth

Usually, I try my best to find positive things in the programs I review. Unfortunately, I found nothing today.

Is OPM Wealth A Scam?

I won’t call it a scam, but I will call it a pyramid scheme in disguise.

With a pyramid scheme in disguise, borrowing money from the banks, and no positive testimonials, I suggest you stay away from OPM Wealth.

Instead of persuading people to purchase expensive membership products, I prefer to start a blog to run an affiliate marketing business.

You can start a blog in one minute and create quality content. So every time people land on your site to read your product reviews or other articles, they will find insight and value.

If they like it, they may purchase the products or services via your links. Here come your earning potentials.

The Process of Affiliate Marketing

The process does take time to see positive results, and it requires hard work, patience, and perseverance for your online success.

The more you are willing to build your online business, the more you stand to earn with it. If you feel excited about my alternative, check it out below.

Alternative Program(My Favorite)

You can get all affiliate marketing at a $49 monthly membership or $495 annually. An alternative I do recommend is Wealthy Affiliate(WA).

  1. Wealthy Affiliate is an affiliate marketing education platform that teaches you how to build an online business from scratch. You get all the powerful tools & features(one keyword research tool included), training courses, and 24/7 support you need to maintain the success of your online business.
  2. Wealthy Affiliate offers a 7-day FREE trial without the credit card details required. If this is not your cup of tea after seven days, you won’t lose a penny from your pocket. I will also be your coach & advisor for your online business, so see you soon on the other side.
  3. There are many WA success stories on the internet, and I am sure you can find a lot with one simple Google search. I’ve handpicked the most inspiring ones in the next paragraph, so enjoy them.

You are more than welcome to check my full Wealthy Affiliate review HERE, or click the button right below to start your online journey with us.

You are more than welcome to check my full Wealthy Affiliate review HERE, or click the button right below to start your online journey with us.

Wealthy Affiliate Income Proof

Here are some most active members from Wealthy Affiliate. Each of them did succeed in generating a sustainable income to replace their 9-5 jobs. You are more than welcome to check their stories HERE.

I hope you enjoy this review, and you are more than welcome to share ideas or leave your comments below. I will reply as soon as I can, thanks.

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What Is OPM Wealth?What Is OPM Wealth?

Matt is a 30ish guy who has a corporate job and chases the dream to become a digital nomad with a laptop lifestyle. He is passionate about making money online and will keep creating quality content to find his online success.

6 thoughts on “What Is OPM Wealth?”

  1. I should have done my research. I joined the company and now I am 13k negative. The company shut down and did not even keep its marketing promises. Apparently one of the guys passed away but I can not corroborate that. They say that it was due to the pandemic that they went out of business. Anyway, I made a really bad choice.

    • Hi Jose,

      Thanks for sharing your experiences with us. It’s crucial to do online research before purchasing any online training courses or programs since there are many scammers. If you are interested in making money online through affiliate marketing, this platform might help you achieve your goal.


  2. Hi I have to agree with you, I believe this is a pyramis scheme. It’s unfortunate that people who are looking to make money online often get succered into joining platformas like OPM Wealth.

    One thing I believe everyone need to realise is that they have the duty to investigate all business opportunities before investing their hard earned cash.

    That old adage, “if it looks too good to be true it probably is”, still applies today. So read what other persons who have been there have to say about it.

    Candy Benn

    • Hi Candy,

      Thanks for the backup, and it’s just like what you said here, always check for what others say about the program you are interested in to save time and money. That’s why I suggest people interested in making money online can try Wealthy Affiliate(WA) for FREE in 7 days, so you will get the feel whether it suits your personality or budget. If WA isn’t your cup of tea, you won’t lose a dime from your pocket, right? Why not give it a try?


  3. Thank you so much for making this review. Beginners will definitely fall for this scam. When you first look at it, it seems pretty legit, but after reading your review I know it’s a pyramid scheme in disguise. Thank you for the time you spend on researching these programs and helping people find the legitimate way of making money online.

    • Hi Delyana,

      Thanks for stopping by and leaving your feedback on my OPM Wealth review. It’s nice to see you back again. 🙂

      There are full of making-money-online programs in the industry, and it takes time to validate whether they are legit or not. The worst case is that you only know the cold hard truth after paying your hard-earned money. That’s why checking things online saves you time and money, right?

      I feel like it’s my obligation to share my findings with anyone interested in making money online no matter what their purposes are, so I am glad that you find it useful and helpful. If building an online business is what you want, you can consider Wealthy Affiliate to start from scratch.



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