How To Make Money With Swagbucks?

If you ever searched for how to make money online, Swagbucks must pop out quite often since it’s so popular these years. So, how to make money with Swagbucks?

For people that know nothing about Swagbucks, let me explain more. Swagbucks is one of Get-Paid-To rewards websites that you could take surveys, play games, cut coupons, etc to earn points then redeem them with PayPal cash or gift cards.

First of all, I am not an affiliate with Swagbucks. I simply want to share my findings on Swagbucks and evaluate whether it suits me or not!

Secondly, I need to give you a big HUG because you are doing your homework before joining any other online platform without being scammed. Without further ado, let’s dive deep.

Disclaimer: As the owner of, I have tracked down special deals for products, tools, and services mentioned herein. When you click my affiliate links on this page to make a purchase, I may get a small commission, and you will definitely get a great bargain. This is a win-win advantage for both of us.

What is Swagbucks?

-Summary of Swagbucks-

Product Name: Swagbucks
Founders: Prodege, Josef Gorowitz and Scott Dudelson in 2008
Product Type: Get-Paid-To Rewards Website
Price: FREE to join
Rating: 50 / 100
Recommend: No

Swagbucks is under Prodege group that also has other Get-Paid-To rewards websites, such as,, and

It provides many online activities to make SB points from completing each activity then you could redeem them once you reach the lowest threshold.

People like it for many reasons, for me, I love the diversity of online activities you can find on its platform to kill my spare time. Usually, one or two hours when I wait for my transit flight or stuck in the traffic.

How To Make Money With Swagbucks? - Swagbuck provides many online activities to make SB points from completing each activity then you could redeem them once you reach the lowest threshold.

What’s inside Swagbucks?

There are many online activities to earn SB points from Swagbucks. I find those are similar to other Get-Paid-To rewards websites, so there are no surprises for you on Swagbucks.

Paid Surveys

This is the primary online activity that people think of what they could do to make money online. Swagbucks also have it!

You can take surveys on Swagbucks, and please take care of the time you need to spend doing each survey. Normally, the longer surveys pay better.

How To Make Money With Swagbucks? - Paid Surveys


Yes, you don’t hear me wrong. You can earn SB points after purchasing products or services on Swagbucks, and all SB points you earn through this purchase will be credited to your account for around 32 days.

Watch Video

This is the best & easiest way to make SB points on Swagbucks, and I think all of our parents who love to watch videos could leverage this to the fullest. I can’t wait to tell my mother!

Play Games

At the time I wrote this article, I only found there is a game offer from Swagbucks’ partners. It’s called “SAO’s Legend”.

If I decide to earn 24 SB points by simply playing games, I would have to register as a new player and download this game. It would be great for all gameslovers, and you could come back for different games every now and then.

Swagbucks Search

You could do your daily search on Swagbucks and ditch Google & Yahoo & Bing. I think it works quite well for my searches, and all the results are just like what we see after you google.

Referral Plan

The referral plan pretty much describes itself. Meaning you earn SB points once your family & friends to try Swagbucks through your links.

You earn 10% of your referrals’ earnings for the life of their accounts, and you can get 100 more SB bonuses once they add SwagButton on their laptop or desktop.

PS. SwagButton is one of Chrome’s extensions you can add to your browser. It will alert you if the site you are visiting offers cashback, and I like it!

How To Make Money With Swagbucks? Download SwagButton and get the alert for shopping!

How Does Swagbucks Work?

You do one of the above activities to earn your SB points and redeem them once you reach the minimum threshold.

For example, I choose Paypal Cash then I would have to accumulate my SB points to 2,500. Or, I could choose another super popular option – Amazon gift card because you could get everything on Amazon. Right?

If you could earn little money in your pocket and kill your spare time, Swagbucks seems an ideal option.

For me, I would prefer another alternative way to replace Swagbucks. Why? I would give more details further down, bear me for one more minute!

How Much You Can Earn On Swagbucks?

It’s the first question I asked myself thousands of times, of course! But, there is no fixed answer because it really depends on the time and effort you spend on Swagbucks.

If you want to make as much money as possible, you need to be stick on Swagbucks all day long to maximize the earnings. If you want to spare 1-2 hours or only use Swagbucks Search, that is great too!

I won’t expect Swagbucks to bring me enough earning that could make me quit my 9-5 job in the short term, but it worth a try to earn like $25 PayPal Cash or an Amazon gift card, especially on holiday seasons.

Who Is Swagbucks For?

The first type of people that came to my mind is my parents since they are retired and have lots of free time to spend on Swagbucks or other similar sites.

Second, it could also work for students who like to make a few bucks as their extra allowance. But, it won’t make you rich!

What I love about the online opportunity is that you always could find another alternative better than things you are doing at the moment. Right? Share some ideas in the comment below if you are doing something now, I will have a look and write a review!

What I Liked About Swagbucks

TOP#1 Nice BBB Rating(A+)

BBB stands for Better Business Bureau, and it’s a platform that we could give our feedback to different companies. Once companies receive any complaints on BBB, they will answer and try to solve the issue.

Before I do or try an online program, any Get-Paid-To rewards websites, I always check BBB for anything listed on the company’s page.

Swagbucks’ mother company, Prodege, LLC, gets A+ on BBB that gives me more confidence to start my journey with Swagbucks.

I would recommend this method to examine any online program and service you like to purchase. As the old saying goes, “Think twice” still works quite well in 2020.

TOP#2 Many Activities

Unlike a 100% paid survey site, Swagbucks offers a more fun and vibrant vibe with many activities you could do to earn SB points. Meaning you are making money with fun instead of just answering a survey like this one!

I like to explore those different choices to kill my spare time, and I can tell they did a lot for the best user experience on their website too.

TOP#3 On the GO!

You are more than welcome to use Swagbucks mobile apps to earn your points and this is so great.

I would love to do Swagbucks when I have to wait for my friends but they are always late and keep me waiting, and I assume you have friends like that.

How To Make Money With Swagbucks? - Swagbucks Mobile App

Ugly Truth About Swagbucks

TOP#1 Low Income Potential

Let’s do quick math roughly here. Swagbucks had paid $397 million in the last 11 years to 15 million members.

$397 millions / 11 years = $36.09 millions per year

$36.09 millions / 15 million members = $2.406 each member gets each year.

I know this rough calculation might have some disputes but it proves that Swagbucks only brings you a few bucks, not a big fortune. So, if you are looking for a make-money-quick platform, Swagbucks might not be the answer.

How To Make Money With Swagbucks? - Swagbucks had paid $397 million in the last 11 years to 15 million members.

TOP#2 Longer Time Needed Than Mentioned

Remember the “time to complete” for each survey? There are complaints that the time mentioned for each survey wasn’t correct, and they were spending more time on each survey.

Like the below feedback form anonym, he said he took a survey mentioned 12 minutes needed, but he ended up spending 25 minutes.

How To Make Money With Swagbucks? - Positive Feedback

TOP#3 Being Kicked Out or Disqualified!

It’s quite confusing when you also face the same technical issues again and again. Especially, you thought you almost finished a survey but only got kicked out suddenly for unknown reasons.

Or, you were told you are not qualified for a survey with 20 minutes spent already. These two are very annoying, to be honest!

How To Make Money With Swagbucks? - There is a potential you got kicked out or being disqualified in the middle of a survey.
How To Make Money With Swagbucks? - There is a potential you got kicked out or being disqualified in the middle of a survey.

Let’s watch a short video from Chris on Swagbucks, he thinks Swagbucks won’t be enough to make a fortune for anyone too!

Is Swagbucks A Scam?

Nope, definitely.

Swagbucks is not a scam at all. It lasts longer than 11 years, and 5 out of 10 new companies cannot last for 5 years. So, Swagbucks must know how to do things right.

But, I don’t really like to spend time doing all the different activities on Swagbucks and only bring back a few bucks.

Before you try Swagbucks, think twice for the things I don’t like that much from Swagbucks:

  • Low income potential, you may only earn a few bucks in one year.
  • Longer time needed than mentioned, you may find out that you spend more time than it requires.
  • Being kicked out in the middle of a survey on some occasions.

If you have a doubt for any above, I recommend my alternative way to make money online:

My Alternative Way to Make Money Online

My alternative way to make money online is through Affiliate Marketing instead of doing all kinds of online activities on Swagbucks.

Doing affiliate marketing offers you the below benefits:

  • You don’t need to turn your online activities into your income resources.
  • You don’t need to refer your family, friends, colleagues, or neighbors to do the same as you.
  • You don’t need to worry about your geographic location, and you can do it every corner on this planet.

What you need to do is to create a website, YouTube channel, or Facebook/Instagram with quality content that makes your target audience trust you then purchase through your affiliate links. If they do purchase, you earn commissions. Simple as that!

The Process of Affiliate Marketing

The platform I am using is Wealthy Affiliate. The reasons are all the WA training courses, LIVE training sessions every Friday night, 24/7 SiteSupport, and the world-famous/awards-winning WA community!

For more details or top secrets about Wealthy Affiliate, you could check my full review below.

>>>Try Wealthy Affiliate Before Bed<<<

Wealthy Affiliate Income Proof

Here are some of the most active members from Wealthy Affiliate. Each of them did succeed in generating a sustainable income to replace their 9-5 jobs. You are more than welcome to check their stories HERE.

I hope you enjoy this review and you are more than welcome to share ideas or leave your comments below. I will reply as soon as I can, thanks.


Matt is a 30ish guy who has a corporate job and chases the dream to become a digital nomad with a laptop lifestyle. He is passionate about making money online and will keep creating quality content to find his online success.

6 thoughts on “How To Make Money With Swagbucks?”

  1. Hey Matt Lin!

    Thanks for sharing your thoughts and information on Swagbucks.

    I had heard of Swagbucks before but never believed in making any money with surveys. While reading through your post, I also don`t think I will ever start with Swagbucks because of the time you put into it, and you earn a meager amount.

    Have a great day.


    • Hi Catherine,
      Thanks for stopping by and leaving your honest feedback. I agree with your opinions and it’s highly possible that people only make a meager amount of money with Swagbucks.


  2. Hello Matt,

    Thank you for the full and thorough review on Swagbucks. I am glad you did the equivalent on how much money Swagbucks is worth. That gives me a quick perspective on how much money I could make with the amount of time that I put in. Your pros and cons are very helpful.

    I found InboxDollars to be similar. Do you think they are the same? I love to hear your thoughts.

    • Hi Ha,
      Thanks for the feedback on my review of Swagbucks, highly appreciated! I am also glad you like my pros & cons. Hope it could help you make the right decision whether to join it or not.

      As for inboxDollars, I’ve wrote a review HERE, you are more than welcome to check it out and hope it works for you again. 🙂


  3. I haven’t heard about Swag bucks before. Probably I have been living under a rock, or something, hehe.

    But after reading your review on it, I don’t personally think I would spend my time on it.

    I prefer using my time on higher earning potentials.

    However, everything is better than nothing, and it’s definitely better to do nothing at all.


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